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5 published13 named, not published0 expected, not published38 relationships1345 clauses
Every legal document Ramp publishes, and the ones its own terms name that nobody published. Free to read.Other companies
HighStructure

Privacy Policy is drafted as if it could incorporate Platform Agreement

Privacy Policy is a public notice and Platform Agreement is part of the agreement. ¶15 reads: "The Ramp Platform Agreement, SaaS Agreement and our other terms and addenda (each, as applicable, an "Agreement"), and the terms and conditions of our Financial Institution Partners, govern our provision of Services to business customers (each a "Company")."

  • PP ¶15

    “Data protection laws distinguish between entities that control the purposes and means of processing personal data ("Controllers") and entities that process personal data on behalf of others ("Processors"). The Ramp Platf…”

  • TOS — first clause

    “Main Agreements”

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HighStructure

Privacy Policy is drafted as if it could incorporate SaaS Agreement

Privacy Policy is a public notice and SaaS Agreement is part of the agreement. ¶15 reads: "The Ramp Platform Agreement, SaaS Agreement and our other terms and addenda (each, as applicable, an "Agreement"), and the terms and conditions of our Financial Institution Partners, govern our provision of Services to business customers (each a "Company")."

  • PP ¶15

    “Data protection laws distinguish between entities that control the purposes and means of processing personal data ("Controllers") and entities that process personal data on behalf of others ("Processors"). The Ramp Platf…”

  • SA — first clause

    “Main Agreements”

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MediumGap

TOS names 2 documents we could not find published

Platform Agreement ¶16 names Payment Card Addendum and Stablecoin Card Addendum. None appears in the sitemap, the legal index or the trust centre. They may exist and be available on request.

  • TOS ¶16

    “d. Cards. If Company applies for access to Cards, Company agrees that the Payment Card Addendum governs Card issuing and use. If Company applies for or uses a Card funded by Stablecoin Assets (as defined in the Stablecoi…”

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MediumGap

TOS names a Ramp Rewards Terms we could not find published

Platform Agreement ¶71 refers to a Ramp Rewards Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • TOS ¶71

    “Ramp may determine when, how, and under what conditions Company or Users may qualify for or earn rewards. Rewards are subject to the Ramp Rewards Terms and the Agreement. Any right to rewards or benefits shall terminate …”

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MediumGap

TOS names a Payment Networks Schedule we could not find published

Platform Agreement ¶100 refers to a Payment Networks Schedule. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • TOS ¶100

    “Debits will be processed through the applicable Payment Network based on the jurisdiction in which the Linked Account is held and, where relevant, the currency of the Linked Account, as set forth in the Payment Networks …”

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MediumGap

TOS names 2 documents we could not find published

Platform Agreement ¶110 names Payments Entity Schedule and Payments Addendum. None appears in the sitemap, the legal index or the trust centre. They may exist and be available on request.

  • TOS ¶110

    “In the United States of America: The Payments Entity Schedule↗ indicates whether Payment Services are provided to Company by either (a) the Financial Institution Partners together with Ramp Business Corporation, or (b) R…”

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MediumGap

TOS names a Stablecoin Payments Addendum we could not find published

Platform Agreement ¶114 refers to a Stablecoin Payments Addendum. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • TOS ¶114

    “If Company enables or uses Stablecoin Payment Services (as defined in the Stablecoin Payments Addendum), that Addendum governs those Services, including digital asset conversion or transfer used in connection with a Card…”

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MediumGap

TOS names a International Payments Partner Schedule we could not find published

Platform Agreement ¶117 refers to a International Payments Partner Schedule. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • TOS ¶117

    “Ramp may engage Financial Institution Partners (each, an "International Payments Partner") to support international payments submitted through the Payment Services ("International Payments"). International Payments Partn…”

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MediumGap

TOS names a Regional Schedule we could not find published

Platform Agreement ¶284 refers to a Regional Schedule. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • TOS ¶284

    “Ramp means the Ramp entity specified below for the jurisdiction in which Company is domiciled, unless otherwise stated, including in a Regional Schedule or other Ramp Terms. Company's jurisdiction | Ramp entity”

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MediumGap

SA names a Acceptable Use Policy we could not find published

SaaS Agreement ¶18 refers to a Acceptable Use Policy. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • SA ¶18

    “Company will comply with, make available to, and require each User to comply with, the Acceptable Use Policy.”

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MediumGap

PP names a Cookie Policy we could not find published

Privacy Policy ¶69 refers to a Cookie Policy. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • PP ¶69

    “We use cookies and other technologies to help us collect and process information automatically. The technologies we use to assist with this data collection include log files, cookies, web beacons, tags and scripts, pixel…”

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MediumGap

PP names a California Notice we could not find published

Privacy Policy ¶174 refers to a California Notice. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.

  • PP ¶174

    “Data protection laws in certain jurisdictions provide the right to opt out of targeted advertising, "sales," or "sharing" of personal data. To opt out of targeted advertising, "sales," or "sharing" (as defined by applica…”

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MediumGap

TOS relies on a price list that is not published

Platform Agreement ¶294 relies on a price list. No price list was found anywhere in the published set.

  • TOS ¶294

    “Services means the expense and corporate Card management services and all other services provided by Ramp to business customers, as well as any support services Ramp provides. For the avoidance of doubt, Third-Party Serv…”

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LowStructure

RPC State Licenses Disclosure is published but no other document refers to it

RPC State Licenses Disclosure sits in the published set with no incoming reference from any other document in the corpus.

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Held back

10 readings, on top of the 14 above

Each puts two clauses side by side that answer the same question differently, and quotes both.

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The drawing, in words

Ramp’s legal documents

Ramp publishes 5 legal documents. Its own terms name 13 more that we could not find published. Every cross-reference inside them resolves.

Published 5

Named, not published 13

  • Payment Card Addendum
  • Stablecoin Card Addendum
  • Ramp Rewards Terms
  • Payment Networks Schedule
  • Payments Entity Schedule
  • Payments Addendum
  • Stablecoin Payments Addendum
  • International Payments Partner Schedule
  • Regional Schedule
  • Acceptable use policy
  • Cookie policy
  • California Notice
  • Price list

Named in Ramp’s own terms and not found in its sitemap, legal index or trust centre. It may exist and be available on request.

How they connect 32

  • 17 times a document depend on another existing
  • 7 times a document incorporate another by reference
  • 6 times a document cite another document
  • 1 time a document say which document wins on a conflict
  • 1 time a document replace another

Read from ramp.com on 17 October 2026. A description of how the documents fit together, not legal advice. Is this your company?