Paradrawthe legal stack, drawnDont sleep terms and conditions is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Dont sleep terms and conditions”
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Brex Travel Terms | Legal is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex Travel Terms”
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Brex Data Processing Addendum ¶44 refers to a Brex Sub-processors list. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“(d) Authorized Sub-processors. You specifically authorize Brex to engage its Sub-processors from the Brex Sub-processors list as set out in Trust-portal.brex.com/subprocessors. Brex will notify you of any changes Brex in…”
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Brex Access Agreement | Legal cl. 6.3 reads: "6.3. Liability for Losses. We bear no responsibility or liability to you for any such termination or suspension. Upon any such termination or suspension, all rights or licenses that you may have with respect to the Brex APIs, Brex Marks, and User Data will immediately be terminated or suspended, as…" It cites Section 4.8. No such clause appears anywhere in Brex Access Agreement | Legal.
“6.3. Liability for Losses. We bear no responsibility or liability to you for any such termination or suspension. Upon any such termination or suspension, all rights or licenses that you may have with respect to the Brex …”
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Brex AI New Merchant Spend Terms and Conditions — new merchant spend 2x is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex AI New Merchant Spend Terms and Conditions”
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Previous Brex Privacy Policy is a public notice and Brex Platform Agreement | Legal is part of the agreement. § deletion or closure of a brex account reads: "You can close your Brex Account at any time per the terms set out in our Platform Agreement."
“Deletion or closure of a Brex Account. You can close your Brex Account at any time per the terms set out in our Platform Agreement. If you are a Brex Account administrator, please contact Customer Experience to close you…”
“Platform Agreement”
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Brex Referrals Agreement | Legal is a perimeter and Brex Platform Agreement | Legal is part of the agreement. ¶27 reads: "These Referral Terms integrate into the Notice, Governing Law, and Arbitration provisions of the Platform Agreement."
“These Referral Terms integrate into the Notice, Governing Law, and Arbitration provisions of the Platform Agreement. Brex's maximum liability to you for direct damages under these Referral Program Terms is limited to the…”
“Platform Agreement”
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Premium Upgrade Terms | Legal is a explainer and Brex Platform Agreement | Legal is part of the agreement. ¶8 reads: "In the event of any conflict between these Upgrade Terms and the Platform Agreement, these Upgrade Terms will prevail."
“Brex will provide Customer with access to Premium features solely as expressly set forth herein. Brex's ability to provide the Premium subscription is dependent on Customer providing Brex with accurate account and billin…”
“Platform Agreement”
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Brex Trial Account Terms & Conditions is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex Trial Account Terms & Conditions”
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Brex AI New Merchant Spend Terms and Conditions — new merchant spend 1 5x is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex AI New Merchant Spend Terms and Conditions”
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Brex AI New Merchant Spend Terms and Conditions — new merchant spend 1x is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex AI New Merchant Spend Terms and Conditions”
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Founder fuel terms and conditions is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Founder fuel terms and conditions”
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Q4 2025 New Merchant Bonus Terms and Conditions is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Q4 2025 New Merchant Bonus Terms and Conditions”
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Category Spend Bonus Terms and Conditions (Travel) is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Jan 26 - Travel Spend Bonus Terms and Conditions”
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Spend Bonus Terms and Conditions is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Spend Bonus Terms and Conditions”
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Category Spend Bonus Terms and Conditions (Marketing) is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Jan 26 - Marketing Spend Bonus Terms and Conditions”
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Category Spend Bonus Terms and Conditions (Software) is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Jan 26 - Software Spend Bonus Terms and Conditions”
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Banking Bonus Terms and Conditions is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Banking Bonus Terms and Conditions”
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Mobile Terms of Service | Legal is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Mobile Terms of Service”
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Brex Business Account Agreement | Legal is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex Business Account Agreement”
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Brex Access Agreement | Legal is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex Access Agreement”
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Brex Business Account Sweep Disclosure ¶3 mentions Business Account Terms & Brex Treasury Account Agreement. No clause anywhere in the published set states that Business Account Terms & Brex Treasury Account Agreement forms part of the agreement.
“In this Disclosure Statement, "Brex Treasury," "we," and "us" refer to Brex Treasury LLC, a Capital One company. "You" refers to the Company that has elected to sweep part or all of its Brex business account balance into…”
“Business Account Terms & Brex Treasury Account Agreement”
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Column Sweep Agreement is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Column Deposit Sweep Program and Custodial Agreements”
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Stablecoin Addendum to Column Commercial Demand Deposit Account Agreement is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Stablecoin Addendum to Column Commercial DDA Agreement”
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Bank Card Agreement — card is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex Card Program Terms”
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Payments Agreement is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Payments Agreement”
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Bank Card Agreement — card is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Brex Card Program Terms”
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Fifth Third Bank Card Agreement is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Fifth Third Bank Card Agreement”
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Brex Rewards Agreement | Legal is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Rewards Terms”
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Brex Billboards Rewards Agreement | Legal is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“Billboards Rewards Program Terms”
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New Merchant Spend Offer - Terms and Conditions is drafted as an obligation. No other published document mentions it by name, and no clause states that it forms part of the agreement.
“New Merchant Spend Offer - Terms and Conditions”
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Column Sweep Agreement ¶146 refers to a Portable Document. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“(f) This Agreement and, unless otherwise provided in the Custodial Agreement, the Custodial Agreement will be valid, binding, and enforceable against you and us when executed by one of the following means that we accept:…”
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The published set uses the capitalised term “Capital One” 17 times, in 12 documents that create obligations: Dont sleep terms and conditions, Founder fuel terms and conditions, Payments Agreement, Brex Data Processing Addendum, Brex Platform Agreement | Legal, Brex User Terms | Legal, Brex Trial Account Terms & Conditions, Column Commercial Demand Deposit Account Agreement, Brex Business Account Agreement | Legal, Brex Access Agreement | Legal, Business Account Terms & Brex Treasury Account Agreement and Brex Travel Terms | Legal. Searching all 49 published documents for a definition of it — in each of the forms this set uses elsewhere: (the “Capital One”), (“Capital One”), and “Capital One” means — returns nothing.
Searched 49 documents, 3,167 clauses. No match.
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The published set uses the capitalised term “Daily Payments” 17 times, in 3 documents that create obligations: Bank Card Agreement — card, Bank Card Agreement — card and Business Account Terms & Brex Treasury Account Agreement. Searching all 49 published documents for a definition of it — in each of the forms this set uses elsewhere: (the “Daily Payments”), (“Daily Payments”), and “Daily Payments” means — returns nothing.
Searched 49 documents, 3,167 clauses. No match.
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Brex Data Processing Addendum ¶4 refers to a Brex Processing Description. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“Due to the nature of the Services provided by Brex, its regulatory obligations and the related Processing activities performed, Brex may Process Personal Data as a Processor and/or Controller in the performance of the Se…”
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Brex Platform Agreement | Legal ¶4 refers to a Brex Card Program Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“References to "Platform Agreement" mean this agreement and any terms and agreements incorporated herein by reference, which includes, but is not limited to the User Terms, Rewards Terms, Data Processing Addendum, and any…”
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Brex AI New Merchant Spend Terms and Conditions — new merchant spend 1 5x ¶3 refers to a Rewards Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“You will participate in this new merchant spend offer ("New AI Merchant Spend Offer") by using your Brex card for any card spend with any qualifying New AI Merchant (described below); by participating in this New AI Merc…”
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Dont sleep terms and conditions ¶3 refers to a Brex Rewards Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“These Offer Terms and Conditions ("Offer Terms") govern the promotional offer described below (the "Offer") made available by Brex LLC ("Brex," "we," "us," or "our") to eligible businesses (each, an "Eligible Business," …”
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Column Commercial Demand Deposit Account Agreement ¶35 refers to a Brex Business Account Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“Your Account is subject to the terms and conditions set forth in this Agreement. Your Account is made available to you as part of a Brex Business Account, and you must agree to the Brex Business Account Terms in order to…”
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Column Commercial Demand Deposit Account Agreement ¶85 refers to a Mobile Check Deposit Addendum. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“If enabled by Bank for your Account, the availability of deposits made by Mobile Check Deposit are subject to the terms of the Mobile Check Deposit Addendum.”
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Brex Business Account Agreement | Legal ¶45 refers to a Brex Card Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“If you utilize Multiple Business Accounts, your Brex Card will remain governed by the Brex Card Terms.”
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Business Account Terms & Brex Treasury Account Agreement ¶7 refers to a Brex Treasury Agreement. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“These Brex Business Account Terms, including the Brex Treasury Agreement and any other agreement for Services as part of your Brex Business Account, unless stated otherwise, govern your relationship with us, and your use…”
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Brex Business Account Sweep Disclosure ¶24 refers to a Program Bank list. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“A list of our current Program Banks participating in the Brex business account FDIC Sweep Program is available here, and we will update that page as the Program Bank list changes. If we end our relationship with a Progra…”
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Brex Business Account Sweep Disclosure ¶44 refers to a Brex Funds Availability Notice. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“If the available interest rate for the Brex business account FDIC Sweep Program exceeds 0.00%, interest will begin to accrue on Program Customer Deposits in Eligible Accounts beginning on the calendar day that funds are …”
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Brex Travel Terms | Legal ¶25 refers to a Card Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“You must maintain at least one Linked Account at all times and agree that Brex may directly debit any Linked Account for payment of Travel Fees, except to the extent such Travel Fees are reflected in Charges on your Card…”
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Brex Travel Terms | Legal ¶64 refers to a Service-Specific Terms. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“Spotnana Terms means the Service-Specific Terms applicable to your use of the Services that are available at https://www.spotnana.com/terms/.”
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Fifth Third Bank Card Agreement ¶16 refers to a Brex Prohibited Activity List. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“Cards may not be used for any unlawful purpose, for any personal, family, household, or other use not for Company's benefit, or for any activities on the Brex Prohibited Activity List or otherwise prohibited by Brex.”
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Fifth Third Bank Card Agreement ¶33 refers to a Periodic Statement. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“All Charges, fees, and penalties incurred on the Company Account will be reflected in your periodic statement and made available to you through your Brex Account. You will pay all amounts in the Periodic Statement as dir…”
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Brex Rewards Agreement | Legal ¶45 refers to a Prohibited Activities List. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“You may be disqualified from participating in the Rewards Program if at any time: (a) any payments you owe to Brex are past due, (b) any prior payments were late, (c) you misuse any Services, (d) you engage in self-deali…”
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Commonly Asked Questions ¶8 refers to a Brex Restricted Activities List. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“Our industry is listed on the Brex Restricted Activities List. How does that impact our ability to use Brex?”
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Commonly Asked Questions ¶9 refers to a Restricted Activities List. No page of that name appears in the sitemap, the legal index or the trust centre. It may exist and be available on request.
“Operating in an industry listed on the Restricted Activities List does not, by itself, disqualify a customer from using Brex. Brex performs some additional review of these customers during onboarding and periodically the…”
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Brex Platform Agreement | Legal ¶88 relies on a price list. No price list was found anywhere in the published set.
“Brex Empower is a financial software platform designed to accelerate your business, increase accountability, and make it easy for employees to manage corporate cards, budgets, payments, spend management, procurement, tra…”
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March 2026 Activation Offer sits in the published set with no incoming reference from any other document in the corpus.
“March 26 Activation Offer”
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Previous Brex Privacy Policy sits in the published set with no incoming reference from any other document in the corpus.
“Previous Brex Privacy Policy - 20190919”
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Brex Referrals Agreement | Legal sits in the published set with no incoming reference from any other document in the corpus.
“Referral Program Terms”
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March 2026 Sign Up Offer sits in the published set with no incoming reference from any other document in the corpus.
“March 2026 Sign Up Offer”
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The minimum age of a user appears in 3 documents. The figures stated are 13, 16, 18. These may each be right for a different thing. What the corpus does not do is say which figure governs which question.
“Children's Privacy Protection Act, or "COPPA") from children under 13.”
“We also do not knowingly "share" or "sell," as those terms are defined under the California Privacy Rights Act, the personal information of minors under 16 who are California residents.”
“Our Services are intended for use only by persons aged 16 years and over, and some specific Services are intended only for use by persons aged 18 years and over.”
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11 readings, on top of the 57 above
Each puts two clauses side by side that answer the same question differently, and quotes both.
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Brex publishes 49 legal documents. Its own terms name 20 more that we could not find published. 1 cross-reference point at clauses that are not there. 1 figure is stated more than once, in more than one form.
Named in Brex’s own terms and not found in its sitemap, legal index or trust centre. It may exist and be available on request.
Read from brex.com on 12 October 2026. A description of how the documents fit together, not legal advice. Is this your company?